<!--QuoteBegin-Mudy+Sep 30 2009, 09:39 PM-->QUOTE(Mudy @ Sep 30 2009, 09:39 PM)<!--QuoteEBegin-->Ask them to get from India, cheaper and covers everything. In US, make sure not to get Health Insurance which are basically Discount Card e.g Cinergy Health - Health Insurance.( basically, they get discount on procedure but one has to pay rest of amount)
From India, make sure this is not discount insurance (
Check this - http://www.nriol.com/insurance/tata-aig.html
http://www.healthinsuranceindia.org/covera...g_insurance.asp
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Mudy, have you used these insurances where they had to make payment?
I've heard many cases from my friends that insurances taken from India refused to make the hospital bill payment, and the people in US were harrassed by collection agencies.
If parents are taken to hospital, the US resident should <b>NOT</b> sign the documents. Ask the patient to sign the papers to commit payment of fee. In case the insurance dispute happens, you can send parents to India without worrying about collection agencies. They can not come after you if you have not signed the legal documents.
From India, make sure this is not discount insurance (
Check this - http://www.nriol.com/insurance/tata-aig.html
http://www.healthinsuranceindia.org/covera...g_insurance.asp
<!--QuoteEnd--><!--QuoteEEnd-->
Mudy, have you used these insurances where they had to make payment?
I've heard many cases from my friends that insurances taken from India refused to make the hospital bill payment, and the people in US were harrassed by collection agencies.
If parents are taken to hospital, the US resident should <b>NOT</b> sign the documents. Ask the patient to sign the papers to commit payment of fee. In case the insurance dispute happens, you can send parents to India without worrying about collection agencies. They can not come after you if you have not signed the legal documents.