04-03-2008, 02:22 AM
<!--QuoteBegin-Harshvardan+Mar 26 2008, 12:28 AM-->QUOTE(Harshvardan @ Mar 26 2008, 12:28 AM)<!--QuoteEBegin-->Mudy, I am also an small investor. What should i do? Is this the time to hold onto shares or is it the right time to book profits?
[right][snapback]80037[/snapback][/right]
<!--QuoteEnd--><!--QuoteEEnd-->
Harsh, for a small guy to beat market, it's pretty steep.
Some low risk and common sense approach, if you aren't doing it already would be is to
(a) have automated way of investing small amounts every month in a mutual fund or
(b) invest regularly (every month) in some 'decent' recognizable name stocks and end up dollar-cost-averaging.
The benefits are that you don't have to loose sleep and you are in the market through think-n-thin and in long run you do well.
Challenges with this are
(i) to be disciplined in terms of contributing regularly
(ii) finding some decent basket of stocks/funds (don't shoot for stars or shuffle portfolio too often)
(iii) reducing your monthly transaction fees (see if you can get into a progam with your brokerage or investment club on this)
Disclaimer: Any advice here (financial/investment/legal/business/medical/career related etc etc... on this or any other internet forum) should be taken for what it is; in other words, before spending take professional help.
[right][snapback]80037[/snapback][/right]
<!--QuoteEnd--><!--QuoteEEnd-->
Harsh, for a small guy to beat market, it's pretty steep.
Some low risk and common sense approach, if you aren't doing it already would be is to
(a) have automated way of investing small amounts every month in a mutual fund or
(b) invest regularly (every month) in some 'decent' recognizable name stocks and end up dollar-cost-averaging.
The benefits are that you don't have to loose sleep and you are in the market through think-n-thin and in long run you do well.
Challenges with this are
(i) to be disciplined in terms of contributing regularly
(ii) finding some decent basket of stocks/funds (don't shoot for stars or shuffle portfolio too often)
(iii) reducing your monthly transaction fees (see if you can get into a progam with your brokerage or investment club on this)
Disclaimer: Any advice here (financial/investment/legal/business/medical/career related etc etc... on this or any other internet forum) should be taken for what it is; in other words, before spending take professional help.